Saham’s Accidental Emergency Hospitalisation Policy.
| Scope of cover Learn more
Accident Medical Inpatient Hospitalisation expenses including Surgeons, Physicians, Doctors & Anaesthetist fees, Operating Theatre & ICU charges, Diagnostic services, Prescribed drugs, Dressings, Surgical Appliances.
Funeral expenses cover - K.shs. 25,000/= per person
| Territorial limitsLearn more
Kenya - but this limit will not apply to any Insured Person temporarily abroad and requiring inpatient treatment arising from accidental injury provided that the stay abroad does not exceed six weeks in any one period of insurance.
| EligibilityLearn more
Age - 6 months to 65 years. Any dependant over the age of 21 years will be considered as a separate member.
| Cover confirmationLearn more
Subject to acceptance of duly signed and completed proposal form along with two photographs and premium cheque.
| ClaimsLearn more
The Insured is free to take in-patient treatment following an accident in any registered Hospital in the country and submit documents pertaining to the said admission to get reimbursement. The Company has credit arrangements with certain Hospitals in the country and the admission procedure is:
Emergency: - the Insured can be admitted by using his photo identity card and then our office should be intimated within 24 hours by the hospital staff to get preauthorization.
In the event of an emergency call:
AAR AMBULANCE SERVICES
| ExclusionsLearn more
> General Health check-up.
NB : This Policy covers inpatient hospitalization expenses due or necessary following an accident only.
| Accident hospitalization insurance premium ratingLearn more
A. Professionals and Administrative staff not involved in manual and extra harzadous activities
B. All other than the above Occupations - loading of premium will be between 25 % to 50% at the discretion of the Company.
NOTE : 0.2 % Training Levy +0.25 % PHC Fund Levy + KShs 40/= Stamp Duty to be added to the above premiums.
NB: This Policy covers inpatient hospitalization expenses due or necessary following an accident only. Our Emergency Hotline: 0720 717 580
NB: This Policy covers inpatient hospitalization expenses due or necessary following an accident only. Our Emergency Hotline: 0720 717 580 0720 717 580