Overseas Medical Cover
|Do you feel you and your families existing Medical Insurance Cover is insufficient?|
| Are you worried that enhanced benefits will cost you more than you can afford? Learn more
Then Saham’s Overseas Medical Cover is for YOU!
With medical costs going up all the time, you certainly can’t afford to compromise your medical cover. Saham has spent considerable time and effort researching on how to deliver a really comprehensive value for money policy. The answer was to partner with a world class organization in India for specialized treatment.
| WHY INDIA ?Learn more
India has been a recognized destination for world class medical treatment. Indeed India has pioneered the concept of cost effective Medical Tourism.
We recognize that many Kenyans are strangers to India. This is why we have partnered with Ms Longfield Management Pvt Ltd. who will monitor and facilitate all hospitality and hospitalization treatment till the time the patient is discharged from the hospital and taken back to Kenya. They are a specialist company who give the best service possible – see www.longfieldmanagement.com for more details on Indian Medical Tourism, available treatments and Longfield’s services.
The Indian High Commission is also able to process visas quickly on production of a suitable referral letter from your Doctor.
| WHY Saham ? Learn more
Saham is a strong insurer, rated A(-) with a history of providing value for money medical policies. We emphasize customer care and ensure that we are accepted at over 30 medical facilities all over Kenya. We are also regulated by the Insurance Regulatory Authority thus ensuring your consumer rights are protected.
| (A) KEY BENEFITS Learn more
> Hospitalisation Cover up to Kshs. 15 million per annum. Partner hospitals are:
> Air fare (economy class) to and from India (including visa fees)
| (B) RESTRICTIONS AND CONDITIONS OF COVERLearn more
| (C) PREMIUM Learn more
For all the above benefits you will pay the premiums below as amazingly affordable. However, we can only deliver this value if premiums are paid annually in advance. All premiums quoted below are per annum per member.
*Persons under 18 will only be covered as a family member.
Each additional family member added will lead to a cumulative 10% discount for the total premium. For example a member who has added 3 family members will receive a 30% discount on the total premium of 4 members!
| (D) CORPORATE COVER GROUP DISCOUNTSLearn more
We also wish to give additional discounts to corporates, NGOs, learning institutions, government institutions and other employers as follows
Saham is approved by the IRA and therefore premiums paid by your employer are not taxed as a benefit to you, unlike many other international providers (special rules apply for company directors).
Kindly note we accept Insurance Premium Financing from all Banks as well as Credit Cards.
For other terms and conditions please refer to the policy document.
Please contact Mr Moses Musau (mmusau@Saham.co.ke) or Mrs. Emma Nyandiko (enyandiko@Saham.co.ke) on Tel: 2243681/2 or any of our branches for any further details on this or any of our other medical polices.