Personal - Medical

Medical Insurance

You never know when ill health will strike or that unfortunate accident that was just waiting to happen. A medical policy in hand gives you the confidence to deal with the situation and care for your loved ones with prompt, efficient and quality treatment at a wide range of Kenya’s advanced hospitals. Quick and efficient pre-authorisation means you need not part with a single shilling while treatment takes place, provided that you stay within the policy limits.


Saham insurance offers a comprehensive set of medical policies that cater for the requirements of every Kenyan, be it Personal Accident only, Hospitalisation Cover, or the facility to travel to India for treatment with our new Overseas Medical Cover. Under Medical Insurance,we offer the following: