Personal - Loisirs - Inbound travel

Inbound travel

This policy caters for visitors coming to Kenya who do not take out travel insurance cover from their country of origin.

  Benefits MaximumSumInsured(US$) Excess
Section A Personal Accident Death up to US$ 25,000
Loss of Limb up to US$ 25,000
Permanent Total Disability upto US$ 25,000
Death benefits for children & over 70 years US$ 5,000
Nil
Section B Emergency medical Expenses and/or
evacuation (within East Africa only),
expenses for burial,cremation&
return of mortal remains.
Upto US$ 100,000 US$ 100
Section C Hospital Benefits Upto US$ 500 Nil
Section D Personal Liability Upto US$ 50,000 US$ 500
Section E Curtailment of the trip due to unexpected death, injury, illness of the Insured or spouse or children. Per day US$ 100 US$ 1000 3 Days
Section F Loss of Passport/Travel Document US$ 100 Nil
Section G HijackCover Upto US$ 500 24 Hours

SAHAM SAFIRI SALAMA INSURANCE POLICY - 'INBOUND TRAVEL POLICY'

PREMIUM RATES PER PERSON

1 to 5 Days

USD 20

AGE LIMIT
6 MONTHS TO 70YEARS
ABOVE RATES APPLY
OVER 70 UP TO 80 YEARS
50% LOADING ON ABOVE RATES
BUT SUBJECT TO APPROVA LFROM
THE COMPANY.

6 to 10 Days

USD 30

11 to 15 Days

USD 50

16 to 21 Days

USD 60

22 to 34 Days

USD 80

35 to 50 Days

USD 110

51 to 70 Days

USD 150

71 to 90 Days

USD 175

Above 90 Days

USD 50 Per Week

NOTE


1.In the event of an Insured dying, incurring medical expenses, being involved in an accident, or being admitted to hospital, AAR HEALTH SERVICES MUST be contacted immediately. Insurers will not be liable for any costs incurred without the express prior approval of AAR SERVICES.


2.For non-emergency claims SAHAM INSURANCE COMPANY LIMITED(“The Company”) should be contacted and a claim form obtained. This document, together with invoices, travel documents and any other relevant details must be sent to treatment has been recieved, medical certificates showing the nature of the injury or illness together with all the bills and receipts if already paid, should also be attached and returned to “The Company” before the Insured leaves the country (in EAST AFRICA).


3.AAR SERVICES, operating 24 hours a day,365 days a year, will provide complete medical and evacuation assistance service to the Insured within East Africa only. AAR SERVICES LTD can be accessed in EAST AFRICA as here under.

CITY TELEPHONE ADDRESS

NAIROBI

+254 020 2717374 / 5 / 6

AAR HEALTH SERVICE LTD.
Williamson House
P.O. Box 41766, GPO - 00100,
Nairobi,KENYA.

KAMPALA

+ 256 041 255991 / 5

DAR-ES-SALAAM

+ 255 022 27014424 / 5 / 6

POLICY EXCLUSIONS

The insurers shall not be responsible for claims arising:


1.Directly or indirectly by,happening through or inconsequence of war, invasion, terrorism, acts of foreign enemies, hostilities (whether war be declared or not), civil war, rebellion, revolution, insurrection, military or usurped power or confiscation or nationalisation, or requisition or destruction of,or damage to property by or on the order of any Government, Public or Local Authority except as specific ally provided here into the contrary:


2.From loss of or destruction of,or damage to any property whatsoever,or any loss or expense whatsoever resulting in or arising therefrom,or any consequential loss of any legal liability of whatsoever nature, directly or indirectly caused by or contributed to,or arising from:

a) Ionising radiation or contamination by radioactivity from any nuclear fuel or from any nuclear waste from the combustion of nuclear fuel; or b) Theradioactive, toxic, explosive or other hazardous properties of any explosive nuclear assembly or nuclear component thereof.


3.From and/or any illness arising as complications from these conditions.


4.From the Insured engaging in any illegal or criminal act.


5.From any consequential loss whatsoever. Claims shall only be paid for those losses which are specifically stated under the terms of insurance.


6.Directly or indirectly out of financial incapacity of the Insured.


7.Which but for the existence of this insurance, would be covered under any other insurance policy(ies), including any amounts recovered by the Insured from private health insurance, any reciprocal health agreements, airlines, hotels, home contents insurers or any other recovery by the insured which is the basis of a claim.


8.From the carrier or any other company, firm,or person either becoming insolvent, or being un able or un willing to ful fill any part of their obligation of the policy.


9.Any activity that requires a degree of skill or involves a greater risk including but not limited to winter sports(other than snowskiing when anadditional premium is paid), racing (other than on foot),mountaineering with the use of ropes, pot-holing, caving, hand-gliding, micro-gliding, paragliding, parachuting, bungee-jumping, diving with the use of breathing apparatus, go-karting, motorracing or motorcycling above 50cc.


10.From suicide or attempted suicide or wilful exposure to danger(except in anattempt to save human life), mental disorder, stress or depression, veneral infection or the influence of or in connection with the use of alcohol or drugs, unless prescribed by a treating doctor.


11.Fromthe Insured being in or entering or descending from an aircraft other than a fully licensed passenger carrying aircraft in which an insured is travelling as a passenger and not for the undertaking any trade or technical operation therein or thereon.


12.From the Insured’s exposure to a peril. The Insured must exercise reasonable care to prevent illness, injury or loss of or damage to his property as if uninsured.


13.Directly or indirectly from the Insured being engaged in any manual employment after the commencement of the trip.


14.As a result of any loss, damage, expense or liability of whatever nature which might otherwise be recoverable under this insurance arising out of or in anyway connected with, whether directly or indirectly, the use or operation ofanycomputer,computer system,computer software, programme or any electronic system where any such loss, damage, expense or liabilty arises, whether directly or indirectly,as a consequence of:

(i) Thedate change to a year and/or ;

(ii) Any changeor modification of or to any such computer,computer system or computer software,programme or process or any electronic system in relation to any such date.


15.For children aged five(5)years and under,this policy excludes cover for treatment relating to Mumps,Chickenpox,Measles,German Measles,Spina Bifida,Whooping Cough,Diptheria, Poliomyelitis, Meningitis and Scarlet Fever and for consequence attributable there to,accelerated there by or arising therefrom.