This is the widest cover that you get and includes:

• Accidental damage to the vehicle, including fire damage

• Theft of vehicle

• Damage to other vehicles or property.(TPPD)

• Injury to or death of a passenger in your vehicle (applicable to private cars)

• Injury to or death of Third Party person(s) outside your vehicle, caused by your vehicle.(TPPI)

The above are the basic areas under the Comprehensive cover. However we will extend the policy to cover the following, normally at a nominal additional cost;

• Riot, strike and civil commotion.

• Flood, typhoon, hurricane, volcanic eruption and earthquake.

• Windscreen (replacement if windscreen breaks accidentally)

• Non standard accessories e.g. stereo system

This cover is not very common. It has features of Comprehensive cover but excludes damage arising from an accident. This is advisable for vehicles not exposed on the roads. The policy may be extended to include the above extra covers under comprehensive cover.

This covers unlimited liability for Third party personal injuries or death. For any vehicle, this is the minimum cover required by the Motor Insurance Act. No cover is provided for any form of damage to the policyholder’s vehicle